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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,024 | $106,267+48.7% | $96,520+63.7% | $139,456+13.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 6.19% | 38.45%-32.3pp | 35.72%-29.5pp | 373.45%-367.3pp |
| Employer contribution / active EE | $4,997 | $4,105+21.7% | $3,739+33.7% | $4,753+5.1% |
| Participant deferral / active EE | $10,430 | $5,454+91.2% | $4,879+113.8% | $6,711+55.4% |
| Admin fee / account holder | $24,578 | $7,882+211.8% | $6,733+265.0% | $11,407+115.5% |