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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,901 | $115,810+44.1% | $101,271+64.8% | $158,966+5.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 4.10% | 56.15%-52.1pp | 46.48%-42.4pp | 302.95%-298.8pp |
| Employer contribution / active EE | $11,393 | $4,175+172.9% | $3,660+211.3% | $4,762+139.2% |
| Participant deferral / active EE | $9,084 | $4,958+83.2% | $4,371+107.8% | $5,983+51.8% |
| Admin fee / account holder | $12,490 | $7,248+72.3% | $5,948+110.0% | $11,250+11.0% |