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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,701 | $127,387-38.2% | $115,038-31.6% | $125,389-37.2% |
| Participation rate | 91.3% | 84.2%+7.1pp | 81.4%+9.9pp | 83.2%+8.1pp |
| Annual return | -2.24% | 31.28%-33.5pp | 26.14%-28.4pp | 282.24%-284.5pp |
| Employer contribution / active EE | $1,266 | $5,166-75.5% | $4,608-72.5% | $4,866-74.0% |
| Participant deferral / active EE | $5,756 | $6,423-10.4% | $6,026-4.5% | $5,352+7.6% |
| Admin fee / account holder | $657 | $9,516-93.1% | $8,175-92.0% | $9,541-93.1% |