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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,754 | $76,551+0.3% | $123,894-38.0% | $62,881+22.1% |
| Participation rate | 84.0% | 73.0%+11.0pp | 81.4%+2.6pp | 69.3%+14.7pp |
| Annual return | 6.35% | 18.68%-12.3pp | 47.52%-41.2pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,255 | $2,882-56.5% | $4,617-72.8% | $2,281-45.0% |
| Participant deferral / active EE | $6,015 | $4,840+24.3% | $5,984+0.5% | $3,203+87.8% |
| Admin fee / account holder | $7,879 | $4,826+63.3% | $8,357-5.7% | $4,296+83.4% |