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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,465 | $50,958+69.7% | $74,552+16.0% | $64,181+34.7% |
| Participation rate | 70.2% | 61.1%+9.2pp | 69.1%+1.1pp | 69.6%+0.6pp |
| Annual return | -6.36% | -1.86%-4.5pp | 32.53%-38.9pp | 7.63%-14.0pp |
| Employer contribution / active EE | $612 | $1,115-45.1% | $1,961-68.8% | $2,381-74.3% |
| Participant deferral / active EE | $2,290 | $2,301-0.5% | $3,108-26.3% | $3,470-34.0% |
| Admin fee / account holder | $3,751 | $4,223-11.2% | $5,060-25.9% | $4,887-23.3% |