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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,452 | $54,541+60.3% | $78,778+11.0% | $70,124+24.7% |
| Participation rate | 68.8% | 60.8%+8.0pp | 69.2%-0.4pp | 69.5%-0.8pp |
| Annual return | 15.16% | 21.07%-5.9pp | 35.62%-20.5pp | 73.14%-58.0pp |
| Employer contribution / active EE | $655 | $1,089-39.8% | $1,986-67.0% | $2,342-72.0% |
| Participant deferral / active EE | $2,215 | $2,210+0.2% | $2,958-25.1% | $3,332-33.5% |
| Admin fee / account holder | $1,805 | $3,709-51.3% | $5,134-64.8% | $4,645-61.1% |