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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,200 | $81,262+104.5% | $155,602+6.8% | $80,911+105.4% |
| Participation rate | 90.8% | 66.2%+24.5pp | 78.2%+12.6pp | 67.6%+23.1pp |
| Annual return | 10.30% | 33.34%-23.0pp | 64.81%-54.5pp | 35.63%-25.3pp |
| Employer contribution / active EE | $8,574 | $3,102+176.4% | $4,675+83.4% | $2,756+211.1% |
| Participant deferral / active EE | $6,334 | $3,451+83.5% | $5,629+12.5% | $4,297+47.4% |
| Admin fee / account holder | $9,795 | $7,992+22.6% | $15,923-38.5% | $6,935+41.3% |