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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,185 | $77,638+226.1% | $156,551+61.7% | $62,881+302.6% |
| Participation rate | 88.7% | 71.2%+17.5pp | 84.0%+4.7pp | 69.3%+19.4pp |
| Annual return | 5.78% | 50.33%-44.5pp | 32.23%-26.4pp | 20.14%-14.4pp |
| Employer contribution / active EE | $8,139 | $3,444+136.3% | $5,501+47.9% | $2,281+256.8% |
| Participant deferral / active EE | $5,684 | $3,046+86.6% | $4,871+16.7% | $3,203+77.5% |
| Admin fee / account holder | $3,807 | $5,561-31.5% | $13,028-70.8% | $4,296-11.4% |