Filings through .
2 of 18 flags tripped on the 2025 filing.
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$49K in admin expenses, $249 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
5 funds of $250K or more; 10 lines in all, holding $3.0M of the plan's $3.2M. Recordkeeper: Epic Retirement Plan Services.
Target-date series: Vanguard Target Retirement, mutual fund, 51% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 10 vintages | $1.5M | 51.2% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $342K | 11.5% |
| Schwab International Index Fund Charles Schwab · Mutual fund Index | $261K | 8.8% |
| Avantis U.S. Large Cap Value Fund American Century · Mutual fund | $253K | 8.5% |
| Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index | $145K | 4.9% |
| Vanguard Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $142K | 4.8% |
| Avantis U.S. Small Cap Value Fund American Century · Mutual fund | $137K | 4.6% |
| Vanguard Total Bond Market Index Fund Admiral Shares Vanguard · Mutual fund Index | $120K | 4.0% |
| Vanguard Federal Money Market Fund Investor Shares Vanguard · Money market | $40K | 1.3% |
| Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index | $10K | 0.3% |
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
Service code 15 · EIN 16-1450952 Recordkeeping | $22,200 |
Service code 26 1250 PITTSFORD VICTOR RD. #180 · PITTSFORD, NY 14534 Advisory (Participants) | $15,113 |
INSERO & CO. CPAS, LLP2 years Filed as: INSERO & CO., CPA'S, LLP Service code 10 · EIN 47-5324570 Accounting | $12,000 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025