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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,208 | $115,814+35.7% | $101,275+55.2% | $158,982-1.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.19% | 56.16%-44.0pp | 46.48%-34.3pp | 302.99%-290.8pp |
| Employer contribution / active EE | $8,466 | $4,176+102.7% | $3,660+131.3% | $4,763+77.7% |
| Participant deferral / active EE | $5,182 | $4,958+4.5% | $4,371+18.6% | $5,983-13.4% |
| Admin fee / account holder | $46,131 | $7,249+536.4% | $5,948+675.6% | $11,252+310.0% |