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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,910 | $97,761+54.4% | $83,850+80.0% | $135,382+11.5% |
| Participation rate | 90.0% | 80.0%+10.0pp | 76.1%+13.9pp | 82.6%+7.4pp |
| Annual return | -5.29% | 1287.44%-1292.7pp | 850.92%-856.2pp | 519.77%-525.1pp |
| Employer contribution / active EE | $1,153 | $4,222-72.7% | $3,631-68.2% | $4,779-75.9% |
| Participant deferral / active EE | $4,698 | $4,682+0.3% | $4,082+15.1% | $5,609-16.2% |
| Admin fee / account holder | $1,754 | $6,674-73.7% | $5,478-68.0% | $10,829-83.8% |