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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,418 | $107,363+31.7% | $92,909+52.2% | $152,897-7.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 24.59% | 145.63%-121.0pp | 109.44%-84.8pp | 345.43%-320.8pp |
| Employer contribution / active EE | $6,951 | $4,222+64.6% | $3,653+90.3% | $4,764+45.9% |
| Participant deferral / active EE | $3,718 | $4,848-23.3% | $4,238-12.3% | $5,851-36.5% |
| Admin fee / account holder | $890 | $7,082-87.4% | $5,795-84.6% | $11,599-92.3% |