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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,338 | $126,519+18.8% | $106,201+41.6% | $145,959+3.0% |
| Participation rate | 83.3% | 77.7%+5.7pp | 75.3%+8.0pp | 80.3%+3.0pp |
| Annual return | 13.98% | 225.10%-211.1pp | 116.26%-102.3pp | 561.95%-548.0pp |
| Employer contribution / active EE | $524 | $3,726-85.9% | $3,170-83.5% | $4,661-88.8% |
| Participant deferral / active EE | $3,204 | $5,716-43.9% | $5,012-36.1% | $6,689-52.1% |
| Admin fee / account holder | $19,711 | $17,312+13.9% | $11,039+78.6% | $13,398+47.1% |