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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,338 | $125,190+20.1% | $105,624+42.3% | $145,897+3.0% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 13.98% | 225.22%-211.2pp | 116.20%-102.2pp | 552.29%-538.3pp |
| Employer contribution / active EE | $524 | $3,720-85.9% | $3,168-83.5% | $4,663-88.8% |
| Participant deferral / active EE | $3,204 | $5,716-43.9% | $5,013-36.1% | $6,689-52.1% |
| Admin fee / account holder | $19,711 | $17,138+15.0% | $10,961+79.8% | $13,390+47.2% |