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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,338 | $125,237+20.0% | $105,608+42.4% | $145,877+3.1% |
| Participation rate | 83.3% | 77.7%+5.7pp | 75.3%+8.0pp | 80.3%+3.0pp |
| Annual return | 13.98% | 225.76%-211.8pp | 116.50%-102.5pp | 551.28%-537.3pp |
| Employer contribution / active EE | $524 | $3,720-85.9% | $3,167-83.5% | $4,663-88.8% |
| Participant deferral / active EE | $3,204 | $5,711-43.9% | $5,010-36.0% | $6,691-52.1% |
| Admin fee / account holder | $19,711 | $17,287+14.0% | $11,028+78.7% | $13,402+47.1% |