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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,980 | $105,198+505.5% | $159,455+299.5% | $85,856+641.9% |
| Participation rate | 95.3% | 75.8%+19.6pp | 82.8%+12.5pp | 69.3%+26.0pp |
| Annual return | 13.66% | 45.08%-31.4pp | 263.63%-250.0pp | 318.58%-304.9pp |
| Employer contribution / active EE | $12,611 | $3,319+280.0% | $4,830+161.1% | $2,565+391.6% |
| Participant deferral / active EE | $11,767 | $5,946+97.9% | $7,353+60.0% | $3,952+197.7% |
| Admin fee / account holder | $4,758 | $6,934-31.4% | $10,800-55.9% | $6,261-24.0% |