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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,488 | $77,817+389.0% | $123,553+208.0% | $64,173+492.9% |
| Participation rate | 95.5% | 74.7%+20.7pp | 82.3%+13.2pp | 69.6%+25.9pp |
| Annual return | -5.25% | 12.49%-17.7pp | 119.21%-124.5pp | 7.63%-12.9pp |
| Employer contribution / active EE | $11,737 | $3,014+289.4% | $4,628+153.6% | $2,381+393.0% |
| Participant deferral / active EE | $10,274 | $5,240+96.1% | $6,426+59.9% | $3,470+196.1% |
| Admin fee / account holder | $948 | $5,519-82.8% | $9,284-89.8% | $4,887-80.6% |