Retirement plan

PATHSTONE CORPORATION RETIREMENT PLAN

Name: PATHSTONE CORPORATION - PATHSTONE CORPORATION RETIREMENT PLAN (2022) Form 5500
Creator: PATHSTONE CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PATHSTONE CORPORATION RETIREMENT PLAN, PATHSTONE CORPORATION

PATHSTONE CORPORATIONEIN 16-0984913Plan #001PY 2022

400 EAST AVE. - ROCHESTER, NY 14607585-546-7180pathstone.orgLinkedIn501-1000 employeesnon-profit organization management

Other plans on this EIN

1 filing

#002Retirement-$1.6M assets

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$13.9M

-17.7% from 2021

Total participants

722

+3.4% from 2021

Average account balance

$24,710

-16.1% from 2021

Annual return

-13.32%

-35.27 pp from 2021

Benchmarks

See 3,875 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,875 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

696

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.02M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$56

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY7+ years Filed as: SALMON SMITH BARNEY Service code 21 · EIN 13-2919773	Bank Trustee	$87,455
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984	Other Services	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$89K

$172 / participant

Investment mgmt$89K100.0%

% of EOY assets

0.635%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EFPR GROUP, CPAS, PLLC
Auditor EIN: 474526160
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,710

$46,332-46.7%

$143,799-82.8%

$64,819-61.9%

Participation rate

69.3%

64.2%+5.1pp

80.3%-11.0pp

71.5%-2.2pp

Annual return

-13.32%

-10.05%-3.3pp

-0.04%-13.3pp

32.84%-46.2pp

Employer contribution / active EE

$1,191

$1,911-37.7%

$4,952-76.0%

$2,507-52.5%

Participant deferral / active EE

$1,046

$2,647-60.5%

$5,638-81.4%

$4,311-75.7%

Admin fee / account holder

$157

$154+2.1%

$14,677-98.9%

$188-16.4%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY7+ years

Filed as: SALMON SMITH BARNEY

Service code 21 · EIN 13-2919773

Bank Trustee

$87,455

ADP BROKER-DEALER1 year

Service code 49 · EIN 22-3319984

Other Services

PATHSTONE CORPORATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PATHSTONE CORPORATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion