Retirement plan

PATHSTONE CORPORATION RETIREMENT PLAN

Name: PATHSTONE CORPORATION - PATHSTONE CORPORATION RETIREMENT PLAN (2017) Form 5500
Creator: PATHSTONE CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PATHSTONE CORPORATION RETIREMENT PLAN, PATHSTONE CORPORATION

PATHSTONE CORPORATIONEIN 16-0984913Plan #001PY 2017

400 EAST AVE - ROCHESTER, NY 14607585-546-7180pathstone.orgLinkedIn501-1000 employeesnon-profit organization management

Other plans on this EIN

1 filing

#002Retirement-$623K assets

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$12.2M

+12.0% from 2016

Total participants

672

-1.6% from 2016

Average account balance

$23,572

+15.9% from 2016

Annual return

8.77%

+1.96 pp from 2016

Benchmarks

See 3,813 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,813 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

696

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.02M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$56

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY2+ years Filed as: SALMON SMITH BARNEY Service code 21 · EIN 13-2919773	Bank Trustee	$82,209

Plan features & details

Pension benefit codes2A2E2H2J

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$82K

$150 / participant

Investment mgmt$82K100.0%

% of EOY assets

0.674%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EFPR GROUP, CPAS, PLLC
Auditor EIN: 474526160
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,572

$46,173-48.9%

$170,435-86.2%

$69,631-66.1%

Participation rate

71.5%

63.9%+7.6pp

83.6%-12.1pp

70.7%+0.8pp

Annual return

8.77%

21.62%-12.9pp

205.94%-197.2pp

27571.02%-27562.3pp

Employer contribution / active EE

$1,572

$1,610-2.4%

$5,432-71.1%

$2,032-22.7%

Participant deferral / active EE

$742

$2,080-64.3%

$4,939-85.0%

$3,224-77.0%

Admin fee / account holder

$159

$116+37.1%

$13,881-98.9%

$110+43.9%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY2+ years

Filed as: SALMON SMITH BARNEY

Service code 21 · EIN 13-2919773

Bank Trustee

$82,209

PATHSTONE CORPORATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PATHSTONE CORPORATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion