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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,648 | $76,407-45.5% | $150,298-72.3% | $82,448-49.5% |
| Participation rate | 69.0% | 66.4%+2.6pp | 77.8%-8.8pp | 68.1%+0.9pp |
| Annual return | 20.50% | 39.99%-19.5pp | 62.79%-42.3pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,812 | $2,614-30.7% | $4,154-56.4% | $2,551-29.0% |
| Participant deferral / active EE | $3,136 | $3,214-2.4% | $5,453-42.5% | $4,139-24.2% |
| Admin fee / account holder | $3,295 | $6,352-48.1% | $14,116-76.7% | $7,234-54.5% |