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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,212 | $86,940+188.9% | $102,434+145.2% | $80,935+210.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 6.35% | 18.89%-12.5pp | 29.46%-23.1pp | 35.66%-29.3pp |
| Employer contribution / active EE | $9,823 | $2,370+314.5% | $3,023+224.9% | $2,757+256.3% |
| Participant deferral / active EE | $4,691 | $4,121+13.8% | $5,055-7.2% | $4,299+9.1% |
| Admin fee / account holder | $30,323 | $8,047+276.8% | $9,462+220.5% | $6,924+337.9% |