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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,964 | $72,486+211.7% | $87,103+159.4% | $72,976+209.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 13.64% | 24.46%-10.8pp | 28.19%-14.6pp | 81.02%-67.4pp |
| Employer contribution / active EE | $7,654 | $1,894+304.2% | $2,521+203.6% | $2,440+213.7% |
| Participant deferral / active EE | $2,836 | $3,270-13.3% | $4,049-30.0% | $3,608-21.4% |
| Admin fee / account holder | $13,411 | $5,055+165.3% | $7,491+79.0% | $5,124+161.7% |