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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,144 | $80,983+185.4% | $96,544+139.4% | $75,177+207.5% |
| Participation rate | 97.3% | 71.8%+25.5pp | 76.0%+21.3pp | 67.2%+30.1pp |
| Annual return | 11.18% | 27.05%-15.9pp | 25.88%-14.7pp | 160.75%-149.6pp |
| Employer contribution / active EE | $8,987 | $2,282+293.7% | $2,966+202.9% | $2,671+236.4% |
| Participant deferral / active EE | $4,788 | $3,929+21.9% | $4,851-1.3% | $4,126+16.0% |
| Admin fee / account holder | $58,596 | $6,717+772.4% | $8,254+609.9% | $5,651+936.9% |