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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,221 | $124,346-10.6% | $111,308-0.1% | $167,536-33.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 11.26% | 37.45%-26.2pp | 54.67%-43.4pp | 478.82%-467.6pp |
| Employer contribution / active EE | $2,243 | $3,437-34.7% | $2,732-17.9% | $4,839-53.6% |
| Participant deferral / active EE | $5,383 | $5,182+3.9% | $4,487+20.0% | $6,342-15.1% |
| Admin fee / account holder | $1,996 | $10,621-81.2% | $7,965-74.9% | $12,315-83.8% |