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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,787 | $112,131-1.2% | $95,964+15.4% | $158,982-30.3% |
| Participation rate | 93.3% | 79.0%+14.3pp | 77.1%+16.2pp | 82.0%+11.4pp |
| Annual return | 21.41% | 171.19%-149.8pp | 91.64%-70.2pp | 302.99%-281.6pp |
| Employer contribution / active EE | $2,339 | $3,199-26.9% | $2,541-8.0% | $4,763-50.9% |
| Participant deferral / active EE | $4,501 | $4,784-5.9% | $4,167+8.0% | $5,983-24.8% |
| Admin fee / account holder | $37,604 | $10,136+271.0% | $6,797+453.2% | $11,252+234.2% |