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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,331 | $103,393+13.5% | $87,103+34.7% | $152,909-23.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.9%+10.6pp | 82.5%+5.0pp |
| Annual return | 21.29% | 28.10%-6.8pp | 28.19%-6.9pp | 345.46%-324.2pp |
| Employer contribution / active EE | $2,448 | $3,221-24.0% | $2,521-2.9% | $4,764-48.6% |
| Participant deferral / active EE | $4,831 | $4,778+1.1% | $4,049+19.3% | $5,851-17.4% |
| Admin fee / account holder | $21,210 | $12,195+73.9% | $7,491+183.1% | $11,601+82.8% |