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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,023 | $102,429+180.2% | $147,096+95.1% | $80,925+254.7% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 9.17% | 135.02%-125.8pp | 419.75%-410.6pp | 35.65%-26.5pp |
| Employer contribution / active EE | $12,159 | $3,716+227.3% | $4,936+146.3% | $2,756+341.2% |
| Participant deferral / active EE | $10,510 | $6,649+58.1% | $8,071+30.2% | $4,299+144.5% |
| Admin fee / account holder | $16,002 | $7,957+101.1% | $13,005+23.0% | $6,940+130.6% |