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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,773 | $93,598+190.4% | $135,974+99.9% | $75,173+261.5% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 13.70% | 30.89%-17.2pp | 68.30%-54.6pp | 160.72%-147.0pp |
| Employer contribution / active EE | $13,596 | $3,538+284.3% | $4,859+179.8% | $2,671+409.0% |
| Participant deferral / active EE | $9,261 | $6,405+44.6% | $7,760+19.3% | $4,126+124.4% |
| Admin fee / account holder | $19,381 | $6,978+177.8% | $10,767+80.0% | $5,651+243.0% |