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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,611 | $105,200+93.5% | $159,474+27.7% | $85,847+137.2% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.8%+5.2pp | 69.3%+18.7pp |
| Annual return | 9.59% | 45.08%-35.5pp | 263.68%-254.1pp | 318.61%-309.0pp |
| Employer contribution / active EE | $11,782 | $3,319+255.0% | $4,831+143.9% | $2,565+359.3% |
| Participant deferral / active EE | $7,912 | $5,946+33.1% | $7,353+7.6% | $3,952+100.2% |
| Admin fee / account holder | $2,976 | $6,934-57.1% | $10,802-72.5% | $6,261-52.5% |