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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,023 | $102,422+180.2% | $147,117+95.1% | $80,959+254.5% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 9.17% | 135.16%-126.0pp | 420.54%-411.4pp | 35.67%-26.5pp |
| Employer contribution / active EE | $12,159 | $3,717+227.1% | $4,932+146.5% | $2,757+341.0% |
| Participant deferral / active EE | $10,510 | $6,652+58.0% | $8,065+30.3% | $4,300+144.4% |
| Admin fee / account holder | $16,002 | $7,953+101.2% | $12,993+23.2% | $6,925+131.1% |