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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,492 | $106,524+77.9% | $152,301+24.4% | $87,485+116.6% |
| Participation rate | 82.8% | 75.8%+7.0pp | 82.4%+0.3pp | 68.9%+13.8pp |
| Annual return | 9.80% | 26.89%-17.1pp | 80.50%-70.7pp | 26.06%-16.3pp |
| Employer contribution / active EE | $961 | $3,371-71.5% | $4,624-79.2% | $2,596-63.0% |
| Participant deferral / active EE | $3,873 | $6,525-40.6% | $8,004-51.6% | $4,274-9.4% |
| Admin fee / account holder | $3,117 | $8,287-62.4% | $14,398-78.4% | $7,775-59.9% |