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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,607 | $89,515+411.2% | $103,486+342.2% | $80,935+465.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.7%+32.3pp |
| Annual return | 15.80% | 22.82%-7.0pp | 23.93%-8.1pp | 35.66%-19.9pp |
| Employer contribution / active EE | $12,072 | $4,015+200.6% | $4,679+158.0% | $2,757+337.9% |
| Participant deferral / active EE | $9,923 | $5,463+81.7% | $6,628+49.7% | $4,299+130.8% |
| Admin fee / account holder | $12,377 | $6,527+89.6% | $9,354+32.3% | $6,924+78.7% |