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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,336 | $114,199+280.3% | $119,237+264.3% | $167,553+159.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 25.63% | 29.88%-4.3pp | 30.70%-5.1pp | 478.89%-453.3pp |
| Employer contribution / active EE | $12,438 | $4,480+177.7% | $4,383+183.8% | $4,840+157.0% |
| Participant deferral / active EE | $9,435 | $6,086+55.0% | $6,112+54.4% | $6,343+48.8% |
| Admin fee / account holder | $1,349 | $8,939-84.9% | $7,229-81.3% | $12,316-89.0% |