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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,458 | $103,966+287.1% | $112,923+256.4% | $75,177+435.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 80.5%+19.5pp | 67.2%+32.8pp |
| Annual return | 9.20% | 24.54%-15.3pp | 34.13%-24.9pp | 160.75%-151.5pp |
| Employer contribution / active EE | $14,338 | $3,870+270.5% | $4,570+213.7% | $2,671+436.8% |
| Participant deferral / active EE | $9,078 | $5,456+66.4% | $6,520+39.2% | $4,126+120.0% |
| Admin fee / account holder | $19,133 | $7,663+149.7% | $7,046+171.5% | $5,651+238.6% |