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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,291 | $79,955+141.8% | $98,461+96.3% | $75,173+157.1% |
| Participation rate | 69.2% | 70.4%-1.1pp | 75.2%-5.9pp | 67.2%+2.0pp |
| Annual return | 15.12% | 19.75%-4.6pp | 21.17%-6.0pp | 160.72%-145.6pp |
| Employer contribution / active EE | $2,000 | $2,264-11.7% | $3,049-34.4% | $2,671-25.1% |
| Participant deferral / active EE | $5,055 | $3,752+34.7% | $4,738+6.7% | $4,126+22.5% |
| Admin fee / account holder | $29,498 | $6,841+331.2% | $8,961+229.2% | $5,651+422.0% |