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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,137 | $58,828+58.3% | $78,002+19.4% | $62,881+48.1% |
| Participation rate | 92.3% | 71.1%+21.2pp | 75.5%+16.8pp | 69.3%+23.0pp |
| Annual return | 3.46% | 17.16%-13.7pp | 425.99%-422.5pp | 20.14%-16.7pp |
| Employer contribution / active EE | $1,560 | $1,672-6.7% | $2,470-36.9% | $2,281-31.6% |
| Participant deferral / active EE | $3,944 | $2,686+46.9% | $3,497+12.8% | $3,203+23.2% |
| Admin fee / account holder | $4,691 | $4,393+6.8% | $5,481-14.4% | $4,296+9.2% |