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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,072 | $73,955+294.9% | $96,520+202.6% | $75,181+288.5% |
| Participation rate | 96.6% | 66.4%+30.1pp | 74.3%+22.2pp | 67.2%+29.4pp |
| Annual return | 10.55% | 26.72%-16.2pp | 35.72%-25.2pp | 160.69%-150.1pp |
| Employer contribution / active EE | $34,005 | $2,930+1060.6% | $3,739+809.6% | $2,671+1173.4% |
| Participant deferral / active EE | $11,180 | $3,659+205.5% | $4,879+129.2% | $4,126+171.0% |
| Admin fee / account holder | $37,794 | $5,217+624.4% | $6,733+461.3% | $5,650+568.9% |