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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,442 | $64,719+331.8% | $112,249+148.9% | $68,486+308.0% |
| Participation rate | 82.4% | 67.2%+15.2pp | 75.1%+7.3pp | 67.9%+14.5pp |
| Annual return | -10.25% | -11.40%+1.1pp | 27.48%-37.7pp | -7.85%-2.4pp |
| Employer contribution / active EE | $26,258 | $2,747+856.0% | $3,636+622.2% | $2,597+911.2% |
| Participant deferral / active EE | $8,227 | $3,565+130.8% | $4,729+74.0% | $4,028+104.3% |
| Admin fee / account holder | $30,428 | $5,232+481.5% | $6,412+374.5% | $5,404+463.1% |