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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONE GROUP RETIREMENT ADVISORS Service code 28 706 N. CLINTON STREET · SYRACUSE, NY 13204 | Investment Management | $26,428 |
Service code 12 · EIN 23-3038464 | Consulting (pension); Copying and dup... | $11,112 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,399 | $50,860-75.6% | $155,574-92.0% | $77,714-84.0% |
| Participation rate | 68.3% | 63.1%+5.2pp | 78.2%-9.9pp | 70.6%-2.3pp |
| Annual return | 14.35% | 34.86%-20.5pp | 64.87%-50.5pp | 31.26%-16.9pp |
| Employer contribution / active EE | $745 | $1,991-62.6% | $4,676-84.1% | $2,727-72.7% |
| Participant deferral / active EE | $1,101 | $2,825-61.0% | $5,629-80.4% | $4,649-76.3% |
| Admin fee / account holder | $44 | $436-89.9% | $15,914-99.7% | $433-89.8% |