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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONE GROUP RETIREMENT ADVISORS Service code 28 706 N. CLINTON STREET · SYRACUSE, NY 13204 | Investment Management | $24,591 |
Service code 12 · EIN 23-3038464 | Recordkeeping fees; Consulting (pensi... | $6,468 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,866 | $46,332-76.5% | $143,799-92.4% | $64,819-83.2% |
| Participation rate | 55.6% | 64.2%-8.7pp | 80.3%-24.8pp | 71.5%-15.9pp |
| Annual return | -15.15% | -10.05%-5.1pp | -0.04%-15.1pp | 32.84%-48.0pp |
| Employer contribution / active EE | $588 | $1,911-69.2% | $4,952-88.1% | $2,507-76.5% |
| Participant deferral / active EE | $1,055 | $2,647-60.2% | $5,638-81.3% | $4,311-75.5% |
| Admin fee / account holder | $50 | $154-67.6% | $14,677-99.7% | $188-73.5% |