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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONE GROUP RETIREMENT ADVISORS Service code 28 706 N. CLINTON STREET · SYRACUSE, NY 13204 | Investment Management | $29,774 |
PROFESSIONAL CAPITAL SERVICES, LLC10+ years Service code 12 · EIN 23-3038464 | Claims processing; Consulting (pensio... | $8,288 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,540 | $38,165-67.1% | $189,758-93.4% | $69,255-81.9% |
| Participation rate | 71.6% | 66.7%+4.9pp | 79.8%-8.2pp | 69.0%+2.6pp |
| Annual return | 10.48% | 14.65%-4.2pp | 52.62%-42.1pp | 26.73%-16.2pp |
| Employer contribution / active EE | $840 | $1,589-47.1% | $4,767-82.4% | $2,645-68.2% |
| Participant deferral / active EE | $1,167 | $2,073-43.7% | $5,856-80.1% | $2,890-59.6% |
| Admin fee / account holder | $44 | $714-93.9% | $20,388-99.8% | $733-94.0% |