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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONE GROUP RETIREMENT ADVISORS Service code 28 706 N. CLINTON STREET · SYRACUSE, NY 13204 | Investment Management | $29,774 |
PROFESSIONAL CAPITAL SERVICES, LLC10+ years Service code 12 · EIN 23-3038464 | Consulting (general); Participant loa... | $8,288 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,540 | $36,002-65.2% | $161,489-92.2% | $64,728-80.6% |
| Participation rate | 71.6% | 57.4%+14.2pp | 78.7%-7.1pp | 57.9%+13.7pp |
| Annual return | 10.48% | 33.93%-23.4pp | 89.72%-79.2pp | 49.38%-38.9pp |
| Employer contribution / active EE | $840 | $1,380-39.1% | $4,268-80.3% | $2,243-62.5% |
| Participant deferral / active EE | $1,167 | $1,815-35.7% | $5,630-79.3% | $2,729-57.2% |
| Admin fee / account holder | $44 | $931-95.3% | $16,006-99.7% | $1,145-96.2% |