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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,363 | $143,969-6.0% | $199,883-32.3% | $82,637+63.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 14.23% | 25.67%-11.4pp | 43.81%-29.6pp | 53.51%-39.3pp |
| Employer contribution / active EE | $1,427 | $4,632-69.2% | $6,261-77.2% | $2,552-44.1% |
| Participant deferral / active EE | $4,396 | $6,937-36.6% | $9,138-51.9% | $4,126+6.5% |
| Admin fee / account holder | $9,294 | $14,597-36.3% | $17,268-46.2% | $7,339+26.6% |