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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,145 | $87,834-0.8% | $133,975-35.0% | $62,881+38.6% |
| Participation rate | 97.5% | 83.4%+14.1pp | 87.1%+10.4pp | 69.3%+28.2pp |
| Annual return | 6.82% | 12.05%-5.2pp | 29.29%-22.5pp | 20.14%-13.3pp |
| Employer contribution / active EE | $9,636 | $3,482+176.7% | $5,211+84.9% | $2,281+322.5% |
| Participant deferral / active EE | $400 | $4,812-91.7% | $6,282-93.6% | $3,203-87.5% |
| Admin fee / account holder | $13,142 | $5,372+144.6% | $9,324+40.9% | $4,296+205.9% |