See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JAMES P REAGAN AGENCY10+ years Filed as: JAMES P. REAGAN AGENCY, INC. Service code 27 · EIN 16-1150253 P.O. BOX 191 · MARCELLUS, NY 13108 | Advisory (Plan) | $83,085 |
BENEFIT PLANS ADMIN SERVICES, INC.10+ years Service code 15 · EIN 16-1503696 6 RHOADS DRIVE · UTICA, NY 13502 | Recordkeeping | $17,267 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,265 | $89,436-3.5% | $164,813-47.7% | $77,643+11.1% |
| Participation rate | 82.8% | 78.6%+4.2pp | 78.6%+4.2pp | 70.6%+12.3pp |
| Annual return | 18.61% | 28.83%-10.2pp | 69.93%-51.3pp | 31.24%-12.6pp |
| Employer contribution / active EE | $564 | $2,569-78.1% | $4,341-87.0% | $2,726-79.3% |
| Participant deferral / active EE | $4,839 | $4,897-1.2% | $6,031-19.8% | $4,647+4.1% |
| Admin fee / account holder | $333 | $339-1.8% | $12,690-97.4% | $430-22.5% |