See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JAMES P REAGAN AGENCY8+ years Filed as: JAMES P. REAGAN AGENCY, INC. Service code 27 · EIN 16-1150253 P.O. BOX 191 · MARCELLUS, NY 13108 | Advisory (Plan) | $64,158 |
Service code 15 · EIN 16-1503696 6 RHOADS DRIVE · UTICA, NY 13502 | Recordkeeping | $13,828 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,895 | $71,142-3.2% | $119,609-42.4% | $64,808+6.3% |
| Participation rate | 79.2% | 78.6%+0.6pp | 79.3%0pp | 71.5%+7.7pp |
| Annual return | -15.51% | -10.01%-5.5pp | -14.97%-0.5pp | 32.82%-48.3pp |
| Employer contribution / active EE | $507 | $2,497-79.7% | $4,232-88.0% | $2,506-79.8% |
| Participant deferral / active EE | $4,127 | $4,490-8.1% | $5,602-26.3% | $4,310-4.2% |
| Admin fee / account holder | $301 | $162+85.7% | $10,323-97.1% | $188+60.3% |