See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JAMES P REAGAN AGENCY3+ years Filed as: JAMES P. REAGAN AGENCY, INC. Service code 27 · EIN 16-1150253 P.O. BOX 191 · MARCELLUS, NY 13108 | Advisory (Plan) | $51,464 |
Service code 15 · EIN 16-1503696 6 RHOADS DRIVE · UTICA, NY 13502 | Recordkeeping | $7,080 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,365 | $71,192-9.6% | $117,854-45.4% | $62,292+3.3% |
| Participation rate | 73.5% | 74.2%-0.7pp | 79.7%-6.2pp | 69.5%+4.0pp |
| Annual return | 26.77% | 18.66%+8.1pp | 335.08%-308.3pp | 28.90%-2.1pp |
| Employer contribution / active EE | $390 | $1,934-79.8% | $3,786-89.7% | $2,042-80.9% |
| Participant deferral / active EE | $2,947 | $3,189-7.6% | $4,482-34.2% | $3,169-7.0% |
| Admin fee / account holder | $322 | $587-45.2% | $8,020-96.0% | $479-32.9% |