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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,528 | $110,337-73.2% | $102,383-71.2% | $145,877-79.8% |
| Participation rate | 64.7% | 77.9%-13.2pp | 74.5%-9.8pp | 80.3%-15.6pp |
| Annual return | 22.74% | 24.83%-2.1pp | 24.94%-2.2pp | 551.28%-528.5pp |
| Employer contribution / active EE | $2,086 | $4,216-50.5% | $3,870-46.1% | $4,663-55.3% |
| Participant deferral / active EE | $8,107 | $5,621+44.2% | $5,060+60.2% | $6,691+21.2% |
| Admin fee / account holder | $1,220 | $9,750-87.5% | $8,391-85.5% | $13,402-90.9% |