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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,972 | $106,267-83.1% | $96,520-81.4% | $139,456-87.1% |
| Participation rate | 64.7% | 77.8%-13.1pp | 74.3%-9.6pp | 80.3%-15.6pp |
| Annual return | 35.21% | 38.45%-3.2pp | 35.72%-0.5pp | 373.45%-338.2pp |
| Employer contribution / active EE | $1,370 | $4,105-66.6% | $3,739-63.4% | $4,753-71.2% |
| Participant deferral / active EE | $3,847 | $5,454-29.5% | $4,879-21.1% | $6,711-42.7% |
| Admin fee / account holder | $2,348 | $7,882-70.2% | $6,733-65.1% | $11,407-79.4% |