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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,303 | $112,729+3.2% | $98,716+17.8% | $137,256-15.3% |
| Participation rate | 81.0% | 74.2%+6.7pp | 69.3%+11.7pp | 80.0%+1.0pp |
| Annual return | 30.86% | 38.48%-7.6pp | 31.81%-0.9pp | 220.34%-189.5pp |
| Employer contribution / active EE | $821 | $2,725-69.9% | $2,279-64.0% | $4,156-80.2% |
| Participant deferral / active EE | $4,800 | $4,640+3.4% | $4,048+18.6% | $6,407-25.1% |
| Admin fee / account holder | $28,832 | $10,129+184.7% | $8,703+231.3% | $12,270+135.0% |