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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,957 | $111,830-0.8% | $93,696+18.4% | $145,884-23.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 17.02% | 204.08%-187.1pp | 133.74%-116.7pp | 551.85%-534.8pp |
| Employer contribution / active EE | $2,612 | $3,093-15.5% | $2,422+7.9% | $4,662-44.0% |
| Participant deferral / active EE | $4,471 | $4,920-9.1% | $4,417+1.2% | $6,690-33.2% |
| Admin fee / account holder | $844 | $10,249-91.8% | $8,287-89.8% | $13,392-93.7% |