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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,416 | $75,541-80.9% | $152,093-90.5% | $82,637-82.6% |
| Participation rate | 51.5% | 66.5%-15.0pp | 77.8%-26.3pp | 68.1%-16.5pp |
| Annual return | 19.68% | 32.56%-12.9pp | 66.36%-46.7pp | 53.51%-33.8pp |
| Employer contribution / active EE | $550 | $2,622-79.0% | $4,175-86.8% | $2,552-78.5% |
| Participant deferral / active EE | $2,134 | $3,206-33.4% | $5,451-60.9% | $4,126-48.3% |
| Admin fee / account holder | $3,368 | $6,405-47.4% | $14,497-76.8% | $7,339-54.1% |