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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,416 | $78,690-81.7% | $161,489-91.1% | $87,485-83.5% |
| Participation rate | 51.5% | 67.5%-15.9pp | 78.7%-27.2pp | 68.9%-17.4pp |
| Annual return | 19.68% | 32.74%-13.1pp | 89.72%-70.0pp | 26.06%-6.4pp |
| Employer contribution / active EE | $550 | $2,588-78.8% | $4,268-87.1% | $2,596-78.8% |
| Participant deferral / active EE | $2,134 | $3,311-35.6% | $5,630-62.1% | $4,274-50.1% |
| Admin fee / account holder | $3,368 | $6,724-49.9% | $16,006-79.0% | $7,775-56.7% |