Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,195 | $81,487-43.3% | $102,412-54.9% | $80,935-42.9% |
| Participation rate | 35.4% | 66.8%-31.5pp | 74.5%-39.1pp | 67.7%-32.3pp |
| Annual return | 6.42% | 25.60%-19.2pp | 24.94%-18.5pp | 35.66%-29.2pp |
| Employer contribution / active EE | $1,073 | $3,103-65.4% | $3,870-72.3% | $2,757-61.1% |
| Participant deferral / active EE | $1,872 | $3,871-51.6% | $5,060-63.0% | $4,299-56.5% |
| Admin fee / account holder | $988 | $6,717-85.3% | $8,388-88.2% | $6,924-85.7% |