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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,068 | $162,785+69.0% | $133,959+105.3% | $158,950+73.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 16.46% | 41.94%-25.5pp | 45.09%-28.6pp | 302.91%-286.4pp |
| Employer contribution / active EE | $19,554 | $4,975+293.0% | $3,919+399.0% | $4,762+310.6% |
| Participant deferral / active EE | $18,457 | $5,910+212.3% | $5,047+265.7% | $5,983+208.5% |
| Admin fee / account holder | $1,472 | $11,738-87.5% | $8,928-83.5% | $11,248-86.9% |